SHORT SALE HELP IN UTAH
UNDERSTAND YOUR OPTIONS AND TAKE BACK CONTROL
STRUGGLING TO MAKE YOUR MORTGAGE PAYMENT?
If you're behind, falling behind, or know you're about to be, you're not alone.
If you need to sell but don’t have enough equity, it can feel like you’re stuck with no good options.
You’re not stuck.
And you’re not out of options.
If you're trying to avoid foreclosure, reduce the damage to your credit, and figure out the smartest way forward, you're in the right place.
WHO THIS IS FOR
You may be in this situation if:
• Your mortgage payment has increased
• Your 2-1 buydown is ending
• You bought with a low down payment and have little or no equity
• You need to move but can’t sell traditionally
• You’re dealing with job loss, health issues, or financial pressure
• You’re going through relocation, divorce, or major life changes
WHAT YOU REALLY WANT RIGHT NOW
You don’t just want to sell your home.
You want:
• The stress to stop
• A clear plan
• To avoid foreclosure
• To protect your future as much as possible
• To move on with your life
WHAT IS A SHORT SALE
A short sale is when your lender agrees to accept less than what is owed so the home can be sold.
The goal:
• Avoid foreclosure
• Reduce or eliminate what you owe after the sale
• Give you more control over the outcome
WHY NOT FORECLOSURE
Foreclosure often leads to:
• Greater long-term credit damage
• Less control over timing
• Possible legal or financial exposure
• A longer recovery timeline
A short sale is often the better path.
TIMING MATTERS
This is where many people lose options.
The earlier you look at your situation, the more flexibility you have.
Waiting too long can limit what’s possible—or take options off the table entirely.
HOW THE PROCESS WORKS
-
Private consultation
We go over your situation and what’s actually possible. -
Clear plan
You’ll understand your options before anything moves forward. -
Listing and marketing
We position your home to attract a qualified buyer. -
Lender negotiation
I negotiate directly with your lender(s). -
Closing and transition
You move forward with a plan and a path ahead.
WHY EXPERIENCE MATTERS
Short sales are not simple transactions.
They involve:
• Negotiating with lenders
• Managing strict timelines
• Handling multiple liens
• Avoiding mistakes that can lead to foreclosure
I’ve been handling short sales for over 20 years, including complex situations with multiple lenders, second liens, and creditor negotiations.
This is not something you want handled incorrectly.
My role is to guide you through it the right way the first time.
COMMON QUESTIONS
Will this affect my credit?
Yes—but typically less than foreclosure.
Will I still owe money after?
In many cases, that amount can be negotiated or eliminated.
Can I buy again later?
Often within 2–3 years, depending on your situation.
YOU’RE NOT STUCK
It may feel that way right now—but you’re not out of options.
The key is understanding what those options are before time works against you.
LET’S TALK
If you want clarity on your situation, reach out.
No pressure. No judgment. Just real answers.
David Supinger
Broker/Owner – Home Click Real Estate
801-698-2526
david@davidsupinger.com
You’ll get a clear plan, straight answers, and a path forward.
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